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Chapter 2: The Money My Mother Left Behind

I didn't sleep much that night.

Every time I closed my eyes, I saw my dress sinking into the flames.

Then Brianna's message appeared in my mind.

Your mom left you enough to pay for college.

At 1:17 a.m., I opened our old family photographs.

There was one from when I was ten.

My mother stood in the middle of our backyard, holding a birthday cake while Dad wrapped one arm around her waist. I was sitting on her shoulders, laughing so hard that my eyes were nearly closed.

She had died four years later.

A sudden illness. A hospital room. Too many conversations with doctors that I was too young to understand.

After the funeral, Dad had tried to keep everything normal.

He made my lunches. He drove me to school. He attended every parent meeting.

Then Vanessa came into our lives.

At first, she was nice.

She brought casseroles, remembered my favorite ice cream, and told me I could call her whenever I needed anything.

Brianna was different from the beginning, but I thought that was normal. She was an only child, and sharing a home with someone new probably wasn't easy.

I tried to make it work.

I really did.

But the little things kept changing.

My mother's framed photographs disappeared from the living room. My old bedroom became a storage room for Brianna's clothes while I was told to move my belongings into the smaller bedroom.

Then, one afternoon, Vanessa told me that the money my mother had left behind was gone.

She said the funeral had been expensive.

She said there were medical bills.

She said Dad had struggled financially after Mom died, and I should appreciate everything he had done for me.

I believed her.

Why wouldn't I?

I had been fourteen. I knew nothing about trusts, bank accounts, or inheritance.

I only knew that my mother was gone, and I didn't want to make things harder for my father.

At 2:06 a.m., I opened my messages with Brianna again.

I wanted to demand an explanation.

Instead, I set the phone down.

If she was lying, I didn't want to give her the satisfaction of seeing me panic.

If she was telling the truth…

I wasn't ready to think about that.

The next morning, I found Dad in the kitchen.

He was wearing yesterday's shirt, and two untouched cups of coffee sat beside his laptop.

He looked up as I entered.

“Morning, sweetheart.””

“Did you sleep?””

“Not much.””

“Me neither.””

He pushed one cup toward me.

“I called three dress shops. One of them opens at ten. We might be able to find something suitable before Saturday.””

I sat down.

“Dad, I don't want you spending a lot of money.””

“I'm not worried about the money.””

“I am.””

He looked at me carefully.

“Why?””

“Because I don't want Brianna to get another thing out of this.””

His expression tightened.

“I understand.””

I wrapped both hands around the coffee cup.

“Dad, can I ask you something?””

“Anything.””

“Did Mom leave me money?””

He froze.

It was only for a second.

But I noticed.

He slowly put down the spoon he'd been holding.

“Where did that come from?””

“Brianna texted me last night.””

His face darkened.

“What exactly did she say?””

I unlocked my phone and handed it to him.

He read the messages.

His jaw tightened with every line.

When he reached the last one, he placed the phone on the table.

“Your stepsister has no business discussing this.””

“So it's true?””

He looked at me.

“Yes.””

I couldn't move.

He rubbed a hand over his face.

“Your mother set up an education trust for you before she got sick. It wasn't an enormous amount, but it was meant to help with college. She wanted you to have choices.””

My chest tightened.

“How much?””

“About forty-eight thousand dollars when she died. It was invested, so the amount changed over the years.””

I stared at him.

“Forty-eight thousand?””

He nodded.

“Your mother planned carefully.””

“Vanessa told me it was all gone.””

Dad's face went completely still.

“What?””

“She said the hospital bills and funeral costs used everything. She told me there wasn't anything left.””

He pushed his chair back.

“When did she tell you that?””

“After you married her. I think I was fourteen.””

He looked toward the window.

For several seconds, he didn't say anything.

Then he stood and walked to the counter.

“Daniel?””

He turned.

“Your mother was very clear about that trust. It was separate from our household finances. I was the trustee. No money could be withdrawn unless it was being used for your education or an approved expense.””

“Then where is it?””

“I don't know yet.””

The answer frightened me more than anything else.

Dad picked up his phone.

“I need to check the account.””

I watched him unlock it.

His fingers moved quickly across the screen. He opened his banking app, then another folder, then searched for a document.

He frowned.

“That's strange.””

“What?””

“The statements used to come to my email.””

He tapped the screen again.

“Maybe the account was moved to a different portal.””

“Is that bad?””

“Not necessarily.””

But he didn't sound convinced.

He opened his laptop and searched his email.

Nothing.

He tried another folder.

Still nothing.

Finally, he leaned back.

“I'll call the bank.””

Before he could, the kitchen door opened.

Vanessa walked in wearing a white robe, her hair wrapped in a towel.

She glanced at us.

“Why is everyone so serious?””

Dad didn't look up.

“I'm checking Elena's education trust.””

Vanessa stopped.

Only briefly.

Then she opened the refrigerator.

“Why?””

“Because Mia was told there was no money left.””

Vanessa pulled out a carton of orange juice.

“And?””

“And that's not what I remember.””

She poured herself a glass.

“Daniel, we discussed this years ago.””

“No, we didn't.””

Vanessa turned.

“You were there when the bills came in. You know how much we spent.””

“The trust was never used for those bills.””

Her expression stiffened.

“Maybe you should check your records before accusing me of something.””

Dad looked at her.

“I'm not accusing you of anything.””

“Really? Because bringing it up first thing in the morning seems pretty pointed.””

I sat quietly.

Vanessa glanced at me.

“Is this because of Brianna's little disagreement with you?””

I didn't answer.

She sighed.

“Honestly, Mia, I don't know how you manage to turn every family issue into something about yourself.””

Dad closed his laptop.

“Vanessa, stop.””

“No, Daniel. I'm tired of walking on eggshells. You spent last night making Brianna feel like a criminal, and now you're digging through old financial records because she sent Mia a text?””

“She mentioned money that belongs to Mia.””

Vanessa gave a small shrug.

“I was the one handling the household when things were difficult. I know what was paid and what wasn't.””

Dad's eyes narrowed.

“Then you'll have no problem helping me find the records.””

She stared at him.

“I don't have them.””

“Where are they?””

“I don't know.””

“You handled the paperwork.””

“I helped you. I wasn't your secretary.””

Dad stood.

“Then I'll request copies from the bank.””

Vanessa set her glass down.

“Do whatever you want.””

She walked out.

But as she passed me, she leaned down just enough for her voice to reach my ear.

“Some things are better left buried.””

I turned toward her.

“What did you say?””

She straightened.

“Have a nice day, Mia.””

Then she left the kitchen.

Dad stared at the doorway.

“Did she just say something to you?””

I hesitated.

“She said some things are better left buried.””

His expression changed.

He picked up his phone and called the bank.

I listened while he explained that he was the trustee of an education account established by his late wife. He gave the account number from an old document and answered several security questions.

Then he went silent.

“What do you mean the mailing address was changed?””

I looked up.

Dad reached for a pen.

“When?””

He wrote something down.

“Who authorized it?””

Another pause.

“No, I did not.””

His voice sharpened.

“I did not authorize any changes to the trustee information.””

He listened again.

Then he asked the representative to send the account history and all available authorization records.

When he ended the call, his face was pale.

“What happened?”” I asked.

He looked at his notes.

“Three years ago, the account contact information was changed.””

“To whose?””

He hesitated.

Then he turned the paper toward me.

The new contact email was printed beneath the date.

It wasn't Dad's.

It wasn't mine.

It belonged to Vanessa.

I stared at the letters.

“Why would she do that?””

“I don't know.””

“But you said you were the trustee.””

“I was.””

“Then how could she change it?””

Dad didn't answer.

He called the bank again, this time asking to freeze all nonessential transactions until the account history could be reviewed.

Then he told me something that made my stomach turn.

“There may have been withdrawals.””

I gripped the edge of the table.

“How much?””

“We don't know yet.””

“Dad…”

He reached across the table.

“We'll find out.””

I wanted to believe him.

But my phone buzzed again.

A notification appeared from Brianna.

This time, it wasn't a text.

It was a photograph.

She had taken a picture of a shiny new white car parked in our driveway. I recognized it immediately. It was the car she'd received for her seventeenth birthday.

Underneath it, she'd written:

Some people know how to spend family money.

I looked at Dad.

He saw the photograph.

For the first time since the fire, he looked genuinely frightened.

Because Brianna wasn't just bragging anymore.

May you like

She knew something we didn't.

And she was daring us to find it.

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